An important step in dealing with the injury accident that you were just involved in is contacting your automobile insurance carrier. Indeed, you are obligated to inform your insurance carrier of the collision and injuries that you sustained. Before picking up the phone to call your insurance company, however, it is often best to speak to an experienced attorney. The Law Offices of William C. Bibb has dealt with countless automobile insurance adjusters throughout the years, and we work tirelessly to protect the legal rights of our clients against low-ball settlement offers and other adjuster tactics.
Insure.com discusses some of the most common mistakes that injury victims make when speaking to insurance adjusters without first having legal counsel. Unfortunately, many injury victims compromise the integrity of their claims by disclosing too much information and/or accidentally providing erroneous information. Using a few particular words when talking to an insurance adjuster can actually compromise a legitimate automobile injury case.
According to the article, simply saying “I'm sorry,” can seriously jeopardize your right as an accident victim to pursue damages for your injuries. Many injury victims are quick to show remorse for being involved in an accident even if they were not at fault. Whether you are speaking from embarrassment or confusion, it is never a good idea to apologize for an accident you did not cause.
Another thing that you should never say to an automobile insurance adjuster is that you are fine. Do not cut yourself short by underestimating the nature or severity of your accident injuries. Many accident injuries require prompt medical attention and testing to be properly diagnosed, and may not be immediately noticeable to you following a collision. Trying to assure anyone that you are okay can do more harm than good when it comes to pursuing accident injury claims in the future.
If you ever have any questions or concerns about how to deal with the automobile accident claims process, it is always a good idea to speak to an experienced attorney first. After all, achieving damages for your accident injuries can depend upon what you do or don't say.